Monday, 20 July 2009

Last opportunity at Cotteswold View



A development of Just 14 homes which are Exclusively Private

Just off Painswick Road, Cotteswold Road, Gloucester. GL4 6RG


Plot 12a – ‘The Robinswood’ This spacious 5 bedroom house has 4 double bedrooms and 1 single. With 2 large reception rooms, 2 parking spaces, south-west facing gardens it is Ideal for a family needing more space, or those who need a home office.

The homes are very unique; they have high quality kitchen doors and modern worktops with up stand. There are designer LED lights on the stairs with Oak handrails and Oak doors with elegant chrome handles. The bathroom suites have contemporary wall hung basins with stylish taps, complimented by a choice of quality tiles.

Ask about our deposit paid, part exchange and incentive packages.

MORE INFO:

Where: Cotteswold Road off Painswick Road
Viewing by appointment with Michael Tuck
Sole Selling agent: Michael Tuck New Homes, 01452 726443
Prices from: £245,950

Tuesday, 16 June 2009

Home Buy Direct

What is HomeBuy Direct?

HomeBuy Direct is a new shared equity scheme designed to help up to 18,000 First-Time Buyers into affordable home ownership. The scheme will also help participating house builders by enabling more First-Time Buyers to purchase their newly built properties. The scheme has been allocated £400m of Communities and Local Government funding.

The scheme will be offered on specific new build properties brought forward by developers. Buyers will be offered an equity loan of up to 30 per cent of the purchase price, co-funded by Government and the developer.

A full printable guide can be downloaded here.

Why have you introduced it?

We recognise the difficulties being faced by the house building industry and First-Time Buyers in the current housing market, where the global supply of credit has led to the most severe market conditions since the early 1990s.

Evidence collected by the Regional Development Agencies (eg the recent survey of house builders undertaken by the South East England Development Agency - SEEDA), English Partnerships, The Home Builders Federation and others has demonstrated the impact on house builders - who have experienced a reduction in new reservations - and on First Time Buyers, who have struggled to raise the deposits they need in the tough mortgage market conditions.

HomeBuy Direct will respond to the current market conditions by:

  • making more affordable homes available to First-Time Buyers who are currently priced out of the market, due to the higher cost of obtaining a mortgage or the need to provide a larger deposit
  • providing a targeted boost to the housing market by stimulating more transactions, and
  • helping to maintain the capacity of the house building industry to respond when market conditions improve. This will, in turn, help us to achieve our long-term housing supply targets.

How will it work?

Once launched, HomeBuy Direct will operate as follows:

  • As with the other HomeBuy products, the 15 regional HomeBuy Agents will be the first point of contact for First-Time Buyers who are interested in applying for the scheme. For Gloucester you should contact Home2Own on 0800 975 1915 or visit therw website at www.home2own.org.uk
  • General eligibility for HomeBuy Direct will be the same as for the other HomeBuy products (ie households earning £60,000 or less who could not afford to buy a suitable property on the open market without assistance in the area where they live or work).
  • Applicants will also be subject to an affordability check, designed to assess the size of equity share that they are able to afford and sustain.
  • If applicants qualify for the scheme, they will be invited to choose one of the HomeBuy Direct properties brought forward by the developers.
  • The purchaser will receive an equity loan of up to 30 per cent of the purchase price of the chosen property. The equity loan will be co-funded on equal terms by Government and by the developer supplying the property. The purchaser must contribute the remaining equity (a minimum of 70 per cent), through their mortgage (which could be obtained from any lender regulated by the Financial Services Authority) and any deposit.
  • There will be no fee charge for the equity loan for the first five years but a fee will be charged from year six onwards.
  • Purchasers can redeem the equity loan in installments, purchasing up to 100 per cent equity after their initial purchase by buying additional equity at the market rate.
  • Buyers will be able to sell their HomeBuy Direct home on the open market. When they do so, they will repay the equity loan by way of a share of the sale proceeds. This repayment will be shared equally between Government and the developer.
  • If the value of the property has increased by the point of sale, the buyer, the developer and Government will all share in this increase. If the value of the property has gone down, Government and the developer will only share the sale proceeds that are left over once the mortgage has been repaid.

Who will it help?

HomeBuy Direct will help:

  • First-Time Buyers
    The scheme is targeted at First-Time Buyers who cannot afford to buy a suitable property on the open market without assistance in the area where they live or work. This may be due to the higher cost of borrowing at present, or other factors.
  • House builders
    Current market conditions and lack of mortgage liquidity are impacting heavily on the house building industry. There is a long-term public interest in maintaining the capacity of the industry to respond with increased supply when the housing market recovers. The scheme will help participating house builders by enabling First-Time Buyers to purchase their properties (by offering purchasers a better deal than they would otherwise have received).
  • The housing market
    First-Time Buyers are one of the key drivers of the housing market. By assisting First-Time Buyers to purchase, HomeBuy Direct will provide a targeted boost to the market. This will encourage developers to build more to meet the extra demand.

Who will be eligible?

General eligibility for the scheme is the same as for our other HomeBuy schemes (ie households earning £60,000 or less who could not afford to buy a suitable property on the open market without assistance).

Although the scheme is targeted at First-Time Buyers, HomeBuy Direct could also help people who have previously owned properties but are now unable to buy without assistance, for example in the case of relationship breakdowns or families who are over-crowded in their existing homes.

When will the scheme be up and running?

The scheme is now in the process of being rolled out. 3,000 HomeBuy Direct properties are available to purchasers now, and further properties will become available very soon.

TO FIND OUT ABOUT DEVELOPMENTS IN THE GLOUCESTER AREA PLEASE CONTACT MICHAEL TUCK NEW HOMES ON 01452 726443 OR www.michaeltuck.co.uk

HELP AVAILABLE FOR HOUSEHUNTERS WITH NO DEPOSIT

If you’re ready to purchase a brand new property in the sought-after Gloucester area, but are daunted by reports of difficulties in obtaining a mortgage, then fear not as Persimmon Homes South Midlands is hosting a 70 per cent shared equity HomeBuy Direct day at it’s the Marketplace development in the city designed to assist those with little or no deposit.

Persimmon Homes is supporting the Government-led 70 per cent shared equity scheme at it’s Gloucester developments including The Marketplace, The Maples and Kingsway, and has therefore organised the weekend at The Marketplace on 20th June between 10am and 5pm to help first time buyers and those earning a household income of less than £60,000 to purchase one of the company’s new properties.

Through the initiative, purchasers will be required to raise funding for 70 per cent of the purchase price including a mortgage plus, but are not requested to raise a deposit for their new home. The remaining 30 per cent is made up by an equity loan which is co-funded by the Government and Persimmon Homes.

Alison Reading, sales director for Persimmon Homes South Midlands states: “With so many differing shared equity initiatives now available, househunters are forgiven for being a little cautious and unsure as to what buying through shared equity means.

“It’s for this reason that we’re hosting our weekend – to dispel rumours, answer any questions and help those who initially thought they couldn’t afford to buy, to find a home to suit their needs and budget.”

On the day Persimmon’s expert sales advisers, a mortgage advisor and a representative from HomeBuy Direct will be on hand to assist interested parties with their enquiries.

Persimmon is catering for all purchaser groups at the HomeBuy Direct day as across the company’s highly acclaimed sites the homebuilder is offering two through to four bedroom homes with prices starting from just £90,997 for a two bedroom property.

Alison concludes: “I’d recommend interested parties get in touch with us about our HomeBuy Direct day to find out how we can support them move onto or up the property ladder without a deposit required.”

Further details on the HomeBuy Direct scheme can be found on the Michael Tuck Estate Agents blog or at youtube

The Marketplace is located off St Oswald’s Road, just a short walk form the centre of Gloucester. When complete the development will feature a total of 450 properties, ranging from one and two bedroom apartments to two, three and four bedroom homes, available in a variety of styles, from townhouses to traditional family homes.

As well as excellent new housing, residents of The Marketplace will enjoy a whole host of superb local facilities from a large retail and leisure complex to an improved infrastructure network and the vicinity of city centre bars and restaurants.

For further information about the HomeBuy Direct day and for details on the full range of properties available at The Marketplace and Persimmon’s alternative Gloucester-based developments, please contact Michael Tuck New Homes on 01452 726443 Alternatively, please log onto www.michaeltuck.co.uk or for details of all Persimmon developments in Gloucester.

Monday, 8 June 2009

Step Closer to a New Home this Weekend!!.……

Step 1 – New Dawn Homes will give you a free valuation for your Home

Step 2 – New Dawn Homes will offer you 100% of the value of your home

Step 3 – Buy the house of your dreams at Cotteswold View!











Let us take away all the expense, stress and delays in moving house, call in to view our 3, 4 & 5 bedroom homes at Cotteswold View, Off Cotteswold Road this weekend.

New Dawn Homes have launched the 3 step Home Exchange Offer to enable you to move into the house of your dreams now while house prices are very affordable. There has never been a better time to buy a new home. Make sure you don’t miss out, prices start from just £185,950.

Go and talk to New Dawn Homes, they know how to get you moving, with 3 step home exchange, 25/75 deposit paid (selected plots only), incredible incentives, smooth move and many more clever ways to get you moving into the house of your dreams.

There are just 14 unique and exclusively private 3,4 & 5 bedroom Homes at Cotteswold View, with open school fields behind and views beyond of Robinswood County Park it is an idyllic place to live . The houses are set in the sought after location just off Painswick Road, close to the ring road for easy reach to the M5 and City centre facilities.

With only three houses left make sure you don’t miss out!

Plot 8 – ‘The Bridle’ This executive four bedroom detached family home has a 17’9”x 13’3” Master bedroom suite with en-suite and walk in wardrobes. The south facing garden has views over open fields and Robinswood Hill beyond, parking and a garage. This beautiful home comes with ceramic floor tiling, carpets and wood laminate flooring.

Prices: was £255,950, now £239,950 with Home Exchange you could be moved in within weeks!

Plot 12a – ‘The Cotteswold’ This 4 bedroom home is excellent value for £185,950, it has a master bedroom which occupies the entire top floor with en-suite and walk-in wardrobes! A good sized south-west facing garden with 2 parking spaces.

Plot 14 – ‘The Robinswood’ This spacious 5 bedroom family house has 4 double bedrooms and 1 single. 2 parking spaces, south-west facing gardens. Ideal for a family needing more space.

The homes are very unique; they have a range oven in the detached houses and high quality kitchen doors and modern worktops with up stand. There are designer LED lights on the stairs with Oak handrails and Oak doors with elegant chrome handles. The bathroom suites have contemporary wall hung basins with stylish taps, complimented by a choice of quality tiles.

MORE INFO:

Where: Cotteswold Road off Painswick Road

Show home open: Saturday 11am – 4pm or by appointment with Michael Tuck

Sole Selling agent: Michael Tuck New Homes, 01452 726443

Prices from: £185,950 to £245,950

Monday, 18 May 2009

FIRST TIME BUYERS RECEIVE SUPPORT FROM PERSIMMON HOMES







If you’re thinking about buying your first home, given the current market conditions, you’ve probably resided to the fact that you’ve only got two options – a small apartment or a small house. Well, with support from Persimmon Homes South Midlands, you could broaden your horizons as the competitively priced three bedroom homes at its The Maples development in Gloucester have been priced with first time buyers in mind. 

Alison Reading, sales director for Persimmon Homes South Midlands comments: “I strongly believe that the recent economic downturn shouldn’t continue to hinder those looking to buy their all important first property. Nor should it limit the range and styles of homes they can choose from, which is why at The Maples offering a number of two and even three bedroom homes at prices they can afford, and this is proven by the fact that 95 per cent of the development has now sold and we’re selling homes ahead of schedule here.” 

Currently available at the development are a range of two and three bedroom homes for those looking to move onto or up the property ladder. Prices start from £129,995 for a two bedroom design and through the company’s commitment to the Government led 70 per cent HomeBuy Direct shared equity scheme, purchasers could pay as little as £90,997, meaning purchasing at the Gloucester development can be both stress free and cost effective. 

Alison adds: “I’d urge interested househunters to come and see The Maples sooner rather than later as there are just a handful of homes remaining at our popular development before it comes to a close.” 

With properties sold under the HomeBuy Direct scheme, househunters will be relieved to note that they will not have to find a deposit as they are just required to raise mortgage funding of at least 70 per cent of the purchase price. The remaining 30 per cent will be made up by an equity loan co-funded by the Government and Persimmon Homes, which is interest free for five years. 

“When it comes to understanding the needs and current restraints facing first time buyers, the team at Persimmon are fully aware of the complications involved with buying a first home. For those thinking about purchasing their first property, I’d encourage them to come and speak to us as we’re. 

on hand to talk interested parties through the process and the procedures involved, making it both an attractive and affordable option,” concludes Alison. 

The Maples, situated off Coney Hill Road, is located in close proximity to good local amenities and there are excellent shopping and leisure facilities found at the cathedral city of Gloucester. 

For further information on the properties available at The Maples, please call Michael Tuck New Homes on 01452 726443 Alternatively visit www.michaeltuck.co.uk

Wednesday, 29 April 2009

New Dawn Homes will offer you 100% of the value of your Home this weekend at Cotteswold View.

Come and view our 4 & 5 bedroom homes at Cotteswold View, Off Cotteswold Road this weekend. New Dawn Homes have launched the Full Value Home Exchange Offer to enable house buyers to move into the house of their dreams now while house prices are very affordable. There has never been a better time to buy a new home.

Make sure you don’t miss out as this is a limited offer on selected plots only.

You could be moving into a four or five bedroom brand new house for just £225,000. 

Come and talk to New Dawn Homes, they know how to get you moving, with full value home exchange, 25/75 deposit paid, incredible incentives, smooth move and many more clever ways to get you living in the house of your dreams. 

There are just 14 unique and exclusively private  3,4 & 5 bedroom Homes at Cotteswold View, with open school fields behind and views beyond of Robinswood County Park it is an idyllic place to live . The houses are set in the sought after location just off Painswick Road, close to the ring road for easy reach to the M5 and City centre facilities. 

With only three houses left make sure you don’t miss out! 

Plot 6 – ‘The Bridle’ This executive four bedroom detached family home has a 17’9”x 13’3” Master bedroom suite with en-suite and walk in wardrobes. The south facing garden has views over open fields and Robinswood Hill beyond, parking and a garage. This beautiful home comes with ceramic floor tiling, carpets and wood laminate flooring, and a landscaped rear garden!

Prices: was £255,950,  now £239,950 with Home Exchange you could be moved in within weeks! 

Plot 9 – ‘The Robinswood’ This spacious 5 bedroom family house has 4 double bedrooms and 1 single.  A garage, parking , south facing gardens overlooking views of Robinswood Hill and school playing fields.  Ideal for a family needing more space. This lovely home comes with ceramic floor tiling, wood flooring and carpets, excellent value for just £225,000!. Also available on this plot 25% deposit paid, ask for more details. 

The homes are very unique; they have a range oven in the detached houses and high quality kitchen doors and modern worktops with up stand. There are designer LED lights on the stairs with Oak handrails and Oak doors with elegant chrome handles. The bathroom suites have contemporary wall hung basins with stylish taps, complimented by a choice of quality tiles.

 

MORE INFO:

Where: Cotteswold Road off Painswick Road

Show home open: Saturday and Sunday 11am – 4pm or by appointment with Michael Tuck

Sole Selling agent: Michael Tuck New Homes, 01452 726443

Prices from:  £180,000 to £239,950

Wednesday, 8 April 2009



















With Persimmon Homes South Midlands building at a number of desirable locations across the historic city of Gloucester, the developer is constructing homes to suit a variety of househunters, and with the company’s commitment to the widely acclaimed Government led initiative HomeBuy Direct, never before have the company’s homes been more affordable. 

Alison Reading, sales director for Persimmon Homes South Midlands, explains the initiative: “HomeBuy Direct is a 70 per cent shared equity scheme we have become involved with, in fact Persimmon as a Group is so committed to the initiative that we have the largest allocation of properties on offer through HomeBuy Direct than any other developer. 

“As part of the scheme househunters will be required to raise funding, including a mortgage plus any small deposit where available, of at least 70 per cent of the purchase price. The remaining 30 per cent will be made up by an equity loan which is co-funded by the Government and Persimmon Homes.” 

Households earning less than £60,000 who can not otherwise afford to purchase a suitable property unassisted on the open market will be eligible to apply. 

Persimmon’s popular Gloucester sites have been selected to support HomeBuy Direct, these include:

 

The Marketplace, Gloucester

Situated in Gloucester’s stylish city centre, Persimmon’s collection of four bedroom Crescent design are ideal for expanding families as the living space is found on three floors, meaning families can come together to socialise, but also benefit from being able to escape to solitude away from the hustle and bustle of everyday life. Through HomeBuy Direct the Crescent housetype is available from £131,247.

 

The Maples, 

At Persimmon’s select development, The Maples, a spacious three/four bedroom Leicester property is on offer to growing families and is priced at an affordable £131,250 via HomeBuy Direct, making it both an attractive and affordable option for househunters.

..2…

Kingsway, Quedgeley

Likewise, a three bedroom detached Rushton design, located at the company’s Quedgeley development is available to young families for just £114,097. 

Alison concludes: “At Persimmon we’re dedicated to supporting people onto or up the property ladder, no matter what their budget or financial constraints and I truly believe the housetypes selected for HomeBuy Direct at our Gloucester development will appeal to a broad spectrum of purchasers all looking to find their own dream home.” 

If you’re interested in the properties available at the selection of Gloucester developments, please call Michael Tuck New Homes on 01452 726443. Alternatively, visit the company online at www.michaeltuck.co.uk